Stefan Bernarsky
What Your Business Must Depend On for Survival, ...

Running a business isn’t for the faint-hearted.

The landscape is unforgiving, the competition is relentless, and the margin for error is razor-thin. Success doesn’t happen by chance—it’s the result of calculated decisions, unwavering focus, and an unrelenting commitment to the right priorities.

If you’re coasting, hoping for a lucky break, or making half-hearted attempts to manage your challenges, you’re already losing.

This article is intended to give you the hard truth: If your business is going to survive, grow, and achieve victory, there are non-negotiables you must depend on.

These are not optional. Ignore them, and your business becomes another statistic.

Embrace them, and you give yourself a fighting chance in this brutal game of commerce.

What Your Business Must Depend On for Survival, Growth, and Victory
Stefan Bernarsky
Cash Flow and Debt Issues Crushing Your ...

If your business is struggling with negative or strained cash flow and drowning in debt, you’re playing with fire. These two issues are silent killers that destroy businesses from the inside out.

Business owners tend to make bad business decisions when cash flow is strained and business debt is weighing down on business operations.

Left unchecked, they can cripple business operations, ruin your reputation, and push you into insolvency. It’s time to face the facts and take action before it’s too late.

Cash Flow and Debt Issues Crushing Your Business?
Stefan Bernarsky
Long-Term Business Loans Are Smart: The Truth ...

When it comes to business loans, many owners make a critical mistake—they focus solely on how quickly they can pay it off.

But the reality is, a shorter payback period is not typically the best decision for your business.

In fact, rushing to repay a loan over one or two years can crush your business cash flow, limit growth opportunities, and push your business into a corner.

On the other hand, a 10-year payback period can provide the breathing room you need to grow, invest, and thrive.

Long-Term Business Loans Are Smart: The Truth About Payback Periods
Stefan Bernarsky
Business Cash Flow Problems Are Not Solved by ...

Business cash flow issues are one of the most common challenges business owners face.

The constant pressure of paying employees, managing inventory, covering rent, and handling unexpected expenses can lead many entrepreneurs to seek quick fixes.

Borrowing money to fill the gap often seems like the easiest and most logical solution.

But relying on debt to solve cash flow problems is rarely effective and can make your financial situation even worse.

While debt may provide short-term relief, it’s not a sustainable strategy for fixing cash flow problems.

In fact, it often exacerbates the root issues, leaving businesses more vulnerable in the long run.

Let’s explore why taking on more debt isn’t the answer and what steps you can take to create a more stable financial foundation.

Business Cash Flow Problems Are Not Solved by Taking on More Debt
Stefan Bernarsky
A Recipe for Business Disaster: Short-Term and ...

Running a business often requires borrowing money, but not all debt is created equal.

When business cash flow is tight, it’s tempting to take on short-term, high-cost business loans to keep things running.

The promise of fast cash can feel like a lifeline—but it’s often the anchor that sinks the ship.

Short-term and high-cost business debt might seem like a quick fix, but it often does far more harm than good.

Why is this type of financing so dangerous and what you should do instead to ensure the long-term financial health of your business?

A Recipe for Business Disaster: Short-Term and High-Cost Business Debt

#STOPMERCHANTCASHADVANCE

What happens if you default on Merchant Cash Advance (MCA) agreements?

What happens if you default on Merchant Cash Advance (MCA) agreements?

“…Defaulting (missing or stopping payments) on a Merchant Cash Advance (MCA) can potentially drain your business’ bank account, trigger aggressive collection action under Uniform Commercial Code (UCC) and civil litigation. Default under the provisions of a Merchant Cash Advance (MCA) agreement can put your business and you personally in a difficult position.

If you cannot continue to afford your Merchant Cash Advance (MCA) payments,
there are solutions for you and your business!….”

⚠️ CAUTION! ⚠️ Warning Signs of Problems with Merchant Cash Advance (MCA) & Other Business Debt

⚠️ CAUTION! ⚠️ Warning Signs of Problems with Merchant Cash Advance (MCA) & Other Business Debt

If you answer “YES” to any of these questions below, there are solutions and we can help!

Do you currently have more than one Merchant Cash Advance (MCA)?

Do the Merchant Cash Advance (MCA) companies get paid before you do?

Negative balance and/or frequent Not Sufficient Funds (NSFs) in your business bank account due to automated Merchant Cash Advance (MCA) ACH payments?

Have you seen a decrease in your gross sales deposits or income since taking out your Merchant Cash Advance (MCA)?

MERCHANT CASH ADVANCE SOLUTIONS:

Merchant Cash Advance (MCA) Debt Refinance-
https://www.kanjorskipartners.com/merchant-cash-advance-refinancing-consolidation

Merchant Cash Advance (MCA) Debt Restructuring-
https://www.kanjorskipartners.com/merchant-cash-advance-and-business-debt-restructuring-services

Merchant Cash Advance (MCA) Help & Information for Business Owners-
https://www.kanjorskipartners.com/merchant-cash-advance-information-and-resources-refinancing-restructuring-stop-merchant-cash-advance-lower-merchant-cash-advance-payments

How much does your MCA Broker get paid for each advance (loan)?

How much does your MCA Broker get paid for each advance (loan)?

“…When your business financing broker is presented with an “Approval” from the Merchant Cash Advance (MCA) company, your broker chooses from a list or tier of “Offers” at each Merchant Cash Advance (MCA) company. This list of offer options contains variable commission rates and payback terms and cost to the borrower. (Ex.- $100,000 in “funding” at a 1.35x factor rate or $135,000 payback). Your “trusted, friendly broker” adds from 0.10x to 0.15x to the offer and presents it to you as: $100,000 in “funding” at a 1.50x factor rate of $150,000 payback…”

VIEW OUR POST: “Does Your Business Financing Broker Actually Help You and Your Business?” and download our full PDF report for FREE

Does Your Business Financing Broker Actually Help You and Your Business?

Does Your Business Financing Broker Actually Help You and Your Business?

“…On a $100,000 Merchant Cash Advance (MCA), a broker who sold the advance to their client (you) receives between 10% and 15% of the total amount funded. So your broker receives $10,000 to $15,000 (10% to 15% of the total “funding”) the day after you get “funded”…

Yes. That is not a typing or mathematical mistake on our end. We assure you of this. This is the reality of how grossly over-compensated your broker is for selling you a high-cost and very short-term business financing option…”

VIEW OUR POST: “Does Your Business Financing Broker Actually Help You and Your Business?” and download our full PDF report for FREE

BERNARSKY ADVISORS

Business Finance & Strategy Advisors
Refinance. Restructure. Reorganize.
Help with Business Debt, Loans and Merchant Cash Advance (MCA)

1-833-460-1535