"Debt is like any other trap, easy enough to get into, but hard enough to get out of."
Stuck in an Endless Cycle of Business Debt?
Getting caught in a spiral of Business Debt can happen quickly, yet often happens over time rather than overnight and breaking the cycle may take time as well.
Short-term (less than 2-years) "Cash Flow" financing such as Merchant Cash Advance (MCA) discounted future sales receivable agreements and other high-interest, short-duration financing products can be destructive to your Company's P&L and Balance Sheet.
Best advice is to stay away from and get away from Business financing that costs you in excess of 30%+ Annual Percentage Rate (APR) and that is set to be paid back in less than 2-years. These type of loans and financing can really damage your business and even cause payment default, or worse yet, a major disruption and shutdown of your business from collection activity and pressure from aggressive creditors.
If you have taken on some Business Debt that fits the danger zone described above, don't worry, you have many options to mitigate the situation through Business Debt Refinancing and Balance Sheet Restructuring strategies.
Feel free to setup a complimentary Consultation Call with us to discuss our advice and your many options for Business Debt Refinancing and Balance Sheet Restructuring.
BUSINESS DEBT & CASH FLOW SOLUTIONS
Bernarsky Partners LLC is a business financial services advisory firm comprised of finance professionals with extensive industry experience offering Business Debt Solutions.
Some of our Business Debt Solutions include:
2. RESTRUCTURING BUSINESS DEBT
4. BUSINESS CASH FLOW ANALYSIS
Setup a free consultation call with us to review your business debt and cash flow situation, business goals and to discuss Business Debt refinancing and restructuring options.