SHORT-TERM MCA REFINANCE —> 12 to 18-month term —> weekly and/or bi-weekly payments
—> 3-5 days application to closing —> APPLY HERE

LONG-TERM MCA REFINANCE —> 24 to 36-month term —> monthly payments
—> 2 to 3-weeks application to closing —> APPLY HERE

UPON APPROVAL AND CLOSING…

*Merchant Cash Advances (MCAs) are paid off to a zero-balance

*Zero Balance Letters (ZBLs) are obtained after closing from the MCAs

*UCC-1s filed by the MCAs are removed

*New total monthly payments are 50% (short-term) to 80% (long-term) less than MCAs